Types of Coverage Offered
Individuals and employers across Columbia and Lexington County, South Carolina have a wide range of insurance needs, and LifeTime Insurance delivers!
Let LifeTime show you the many ways life insurance can offer you financial security. For an individual, life insurance can not only provide income replacement when you are gone, but can also help pay for burial expenses, settle estate taxes and plan for charitable giving. For businesses, life insurance can help secure loans, cover buy/sell agreements and ensure that companies survive the death of key leadership.
LifeTime Insurance offers extensive experience in term life and cash value life insurance. And, unlike a captive broker representing a single carrier, we are an independent broker offering life insurance products from a wide range of carriers.
The Affordable Care Act has changed the face of the health insurance industry, and it has many moving parts. LifeTime Lead Broker Aubrey Shaw has spent a significant amount of time training with carriers, continually researching and staying on top of the changes in health insurance and how they affect her clients.
LifeTime Insurance offers Individual and Small Group health insurance plans. If your employer does not offer health insurance, we can help you navigate the healthcare.gov system, and we can help you whether or not you qualify for premium assistance. LifeTime also helps small employers evaluate carriers to create a plan that will work for their employees’ health insurance needs.
Income Protection Disability Insurance
Your ability to work and earn a living is one of your greatest assets. Income Protection Disability Insurance protects you and your family from financial disaster if you ever lose the ability to work due to illness or injury. LifeTime Insurance works with small companies to offer short or long term disability insurance on a group basis, alongside their group health insurance. We also serve individuals who want to purchase long term disability insurance to provide income replacement.
As you reach retirement age, you move out of your individual or employer group health insurance plan and into Medicare. LifeTime Insurance broker Aubrey Shaw has been a Medicare supplement specialist since her first day on the job in 2005. She has the energy and experience to help you evaluate your Medicare supplement needs and prescription drug plan options, and help you choose the right carrier for your needs.
Long Term Care Insurance
Retiring in comfort takes planning. Your future expenses likely consist of some combination of in-home care, skilled nursing care and assisted living. How can you ensure that you can meet these expenses for the next 20 or 30 years? With long term care insurance from LifeTime.
Since its founding, LifeTime Insurance has been a long term care insurance specialist. Couples, widows, single females… there are a variety of long term care insurance needs, and LifeTime has a long history of helping people design plans that suit them perfectly.
Contact LifeTime Insurance
Now that you have explored LifeTime’s coverage options, take a moment to discover the LifeTime Difference. Then, contact LifeTime Insurance to see how we can design a coverage plan to suit your individual needs!